Invoice Finance for Haulage, Transport & Logistics Companies

Release instant cash from unpaid invoices

  • Receive up to 95% of invoice value
  • Sell single or multiple invoices
  • Fast, stress-free funding in 24 hours
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Quick Decision with No Obligation

Proud to support Britain's Businesses

What is haulage, transport & logistics invoice finance?

Haulage, transport and logistics companies often provide services on credit terms, meaning they may need to wait 30, 60 or even 90 days for customers to pay their invoices. During this time, businesses still need to cover essential operating costs such as fuel, wages, insurance, vehicle maintenance and compliance costs.

Invoice finance for haulage, transport and logistics companies helps bridge this gap by unlocking funds tied up in unpaid invoices. Instead of waiting weeks or months for customers to pay, you could access up to 95% of an invoice's value within 24 hours, helping you maintain healthy working capital.

From haulage fleets and courier services to freight operators and logistics providers, invoice finance gives transport businesses faster access to money they have already earned, allowing you to focus on delivering great service and growing your operations.

Aerial view of HGV traffic on a UK motorway, representing haulage and logistics invoice finance

Why your logistics business should consider invoice finance

Running a transport business comes with significant ongoing costs. Rising fuel prices, driver wages, insurance premiums, vehicle repairs and maintenance can all put pressure on cash flow, especially when customers take longer than expected to pay.

A delayed payment can impact your ability to keep vehicles on the road, pay suppliers on time or take on new contracts. Invoice finance provides a flexible way to improve cash flow by giving you access to funds tied up in outstanding invoices.

Whether you choose to finance a single invoice or your entire sales ledger, invoice finance can be tailored around your business needs. It can help cover unexpected expenses, manage seasonal fluctuations and provide the working capital needed to support future growth.

The Benefits

  • Receive funds within 24 hours of raising invoices
  • Access up to 95% of your invoice value upfront
  • Choose fully managed credit control or keep collections confidentially in-house
  • Improve cash flow and maintain healthy working capital
  • Pay suppliers earlier and potentially take advantage of better payment terms
  • Cover fuel, wages, maintenance and other operating expenses
  • Add Bad Debt Protection (BDP) to help protect against customer non-payment

Did you know? Logistics plays a vital role in the UK economy, keeping supply chains moving across road, rail, sea and air. The sector contributes around £170 billion to the UK economy and supports millions of jobs, accounting for over 8% of the nation's workforce.

Invoice finance options for logistics businesses

There are several types of invoice finance available, allowing you to choose a solution that fits your business requirements.

Invoice Factoring

Invoice factoring allows you to outsource your credit control process to a finance provider. They manage customer collections and chase outstanding payments on your behalf, helping save you time and resources.

This can be particularly useful for growing haulage, courier and logistics businesses that want to focus on operations rather than spending time managing unpaid invoices.

Invoice Discounting

Invoice discounting allows you to access funding against your outstanding invoices while keeping control of your own credit control process.

Unlike factoring, your customers are unaware that you are using invoice finance, making it a confidential solution for established businesses that prefer to manage customer relationships themselves.

Selective Invoice Finance

Selective invoice finance allows you to choose individual invoices to fund rather than committing your entire sales ledger. This flexible option can be useful for businesses that need occasional support with cash flow or want greater control over which invoices they finance.

How does logistics invoice finance work?

With invoice finance, late payments no longer have to disrupt your cash flow. By releasing funding against your unpaid invoices, you can access up to 95% of the invoice value within 24 hours, without waiting months for customers to pay.

Submit your invoices

1 Submit your invoices

Send your invoices to your chosen finance provider as soon as they are raised.

Receive up to 95% upfront

2 Receive up to 95% upfront

Get up to 95% of the invoice value upfront in just 24 hours.

Customer pays and final balance released

3 Customer pays and final balance released

Depending on the facility you choose, collections can either be managed by your finance provider or kept confidentially in-house. Once your customer pays, the remaining balance is released to you.

What types of logistics businesses can we help?

We can help a range of businesses across the transport and logistics industry. Wherever delayed payments are putting pressure on cash flow, invoice finance can help businesses access the funds they need to keep operating.

Road hauliers

Release funds tied up in unpaid invoices to help cover fuel costs, driver wages, vehicle maintenance and everyday operating expenses while waiting for customer payments.

Courier companies

Courier businesses often handle high volumes of invoices with frequent customer payments. Courier invoice finance can help smooth cash flow and ensure you have funds available to keep deliveries moving.

Distributors

Free up capital tied up in outstanding invoices so you can manage stock purchases, fulfil orders and maintain relationships with customers.

Freight forwarding businesses

Access working capital while managing longer payment cycles caused by multiple carriers, international customers and complex supply chains.

Fleet operators

Use invoice finance to support vehicle maintenance, replacement costs and expansion plans without waiting for customer invoices to be settled.

Transport operators and delivery companies

Maintain smooth operations and cover essential costs, even when customers take longer than expected to pay.

Warehousing and 3PL businesses

Improve cash flow by unlocking funds tied up in invoices while continuing to support customers with storage, fulfilment and distribution services.

Frequently asked questions

Haulage invoice finance is a funding solution that helps transport businesses access money tied up in unpaid invoices. Instead of waiting 30, 60 or 90 days for customers to pay, hauliers can release up to 95% of an invoice's value to improve cash flow and keep their operations moving.

Yes. Invoice finance is commonly used by logistics companies, freight businesses, transport operators, couriers and distributors that provide services to other businesses and have to wait for customer payments. It can help cover fuel, wages, vehicle maintenance and other operating costs while invoices remain unpaid.

Depending on the provider and facility, businesses can typically access up to 95% of an approved invoice's value within 24 hours of submitting their invoices.

Why should you choose us?

We help haulage companies, transport operators, courier businesses and logistics providers find suitable invoice finance solutions through our platform.

We work with a range of UK-based invoice finance providers that understand the challenges facing the transport industry, including rising fuel costs, increasing operating expenses and long customer payment terms.

Whether you need invoice factoring, confidential invoice discounting or a flexible invoice finance solution, our platform helps you find an option designed around your business needs.

We understand the pressure caused by delayed customer payments and the impact this can have on day-to-day operations. We're passionate about helping UK businesses improve cash flow, sustain growth and continue moving forward.

Apply today for your free, no-obligation quote.

Apply Now

Quick Decision with No Obligation

We help support UK businesses grow

Proud to support Britain's Businesses

Since 2014, we've helped many businesses, large and small, get access to the working capital they need through invoice financing.

Some of the funders we work with

Bibby Financial Services
Skipton Business Finance
eCapital Commercial Finance
Penny Freedom Finance
Kriya
Ultimate Finance
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