Invoice Finance for Hospitality Businesses
Release instant cash from unpaid invoices
- Receive up to 95% of invoice value
- Sell single or multiple invoices
- Fast, stress-free funding in 24 hours
Quick Decision with No Obligation
Release instant cash from unpaid invoices
Quick Decision with No Obligation
Invoice finance for hospitality businesses is a funding solution that allows you to access money owed to your business before customers have paid their invoices. Instead of waiting for lengthy payment terms, you can release up to 95% of eligible invoice value to support your day-to-day cash flow.
It is commonly used by hotels, restaurants, catering companies, pubs, bars, event venues, and hospitality suppliers that provide services or goods to other businesses and need faster access to funds.
Depending on your needs, you can choose to finance individual invoices or your entire sales ledger. Funds are often available within 24 hours of approved invoices being submitted, giving you greater flexibility over when and how you access working capital.
Hospitality businesses often operate in a fast-moving environment where costs need to be paid immediately, from staff wages and supplier bills to stock, maintenance, and seasonal preparation. However, when business customers take longer to settle invoices, it can create pressure on cash flow.
Invoice finance can help bridge this gap by providing access to funds when you need them, allowing you to keep operations running smoothly, take on new opportunities, and prepare for busy trading periods without waiting for payments to arrive.
Whether you are managing seasonal demand, expanding your venue, or looking to improve financial flexibility, invoice finance can provide a funding solution that grows alongside your business.
Did you know? More than 1.5 million UK businesses are dealing with overdue invoices at any given time, with around £26 billion owed in late payments. For hospitality businesses managing wages, suppliers, and seasonal demand, delayed payments can create significant cash flow challenges.
Hotels often provide services to corporate clients, conference organisers, travel management companies, and other business customers who pay on 30, 60, or longer-day terms. Invoice finance can help release funds from these outstanding invoices sooner, helping you manage staffing costs, maintenance, and day-to-day operations while waiting for payment.
Restaurants and catering companies often supply corporate events, contract catering, and other business clients on credit terms. Invoice finance can help bridge the gap between delivering services and receiving payment, improving cash flow and giving you greater flexibility to take on larger contracts.
Businesses that host corporate events, business functions, conferences, or supply hospitality services to other businesses may invoice customers after services have been delivered. Invoice finance provides faster access to these funds, helping cover wages, stock purchases, and operating costs while maintaining healthy cash flow.
Hospitality wholesalers and suppliers often experience a gap between paying their own suppliers and receiving payment from hotels, restaurants, pubs, bars, and event venues. Invoice finance can help manage this cash flow cycle, allowing suppliers to fulfil larger orders, maintain stock levels, and support business growth.
Hospitality businesses have different cash flow needs depending on their size, customers, and how they manage their finances. Whether you operate a hotel, restaurant, catering company, event venue, or hospitality wholesaler, there are several types of invoice finance available to help you access funds tied up in unpaid invoices.
The right option will depend on factors such as how much control you want over your sales ledger, whether you need ongoing funding, and whether you want support managing customer payments.
The main types of invoice finance include:
Hospitality businesses can use invoice finance to release funds tied up in unpaid invoices, helping improve cash flow without waiting for customers to pay.
Send eligible invoices to the finance provider as soon as they are raised.
Receive an advance of up to 95% of the invoice value, often within 24 hours.
Once your customer pays the invoice, the remaining balance is released, minus any agreed fees.
To qualify, your business will usually need to be a UK-registered limited company or sole trader that raises invoices to eligible business customers. Invoice finance is generally available for B2B invoices rather than private consumer invoices.
Invoice finance may be suitable for hotels, restaurants, pubs, bars, catering companies, event venues, hospitality suppliers, and other hospitality businesses that issue invoices to business or public sector customers.
Many hospitality businesses can access up to 95% of the value of eligible invoices, depending on the finance provider and invoice profile
Funds can often be available within 24 hours of approved invoices being submitted.
SME Invoice Finance helps UK hospitality businesses find the right invoice finance solution from trusted providers, all through a simple online platform.
Whatever type of hospitality business you run, we help you compare suitable funding options to improve cash flow, manage day-to-day costs, and support future growth.
As members of the NACFB (National Association of Commercial Finance Brokers) and the Federation of Small Businesses (FSB), we are committed to providing a trusted and transparent service for UK businesses looking for finance.
Compare hospitality invoice finance options today and receive quick, no-obligation quotes.
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Since 2014, we've helped many businesses, large and small, get access to the working capital they need through invoice financing.
Some of the funders we work with
